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The financial ecosystem is undergoing a significant transformation due to the rapid advancements in Artificial Intelligence (AI) and its integration into financial technology (fintech). AI is revolutionizing decision-making processes in finance by enabling quick and accurate data analysis, particularly in areas like credit scoring. This shift is creating new opportunities and enhancing efficiency in the financial sector, especially in India.
AI-powered credit scoring in India is not only improving the evaluation of creditworthiness but also extending financial services to the unbanked population. By leveraging AI tools, inclusive financing is becoming more accessible to marginalized communities. Additionally, AI technologies are enhancing customer experience through the use of chatbots and virtual assistants, providing real-time updates and personalized services.
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